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Why get stuck paying a mortgage with a ridiculously high interest rate when you can save by refinancing?

Refinancing can allow you to take advantage of lower interest rates offered by other lenders in the market place. We can either look at refinancing your current mortgage loan and/or we can also include consolidating other loan debts like your personal loans, car finance or credit card & store card debts.

However, refinancing is not always for everyone.

You have to make sure that the benefits outweigh the costs of transferring to a new loan. Be wary of high exit costs that are associated with your existing mortgage like breaking a fixed interest rate loan and discharge costs. Mortgage refinancing in Sydney needs to give you lower repayments so you can repay your mortgage faster and reduce your interest. This is where Allegiance Home Loans will do some calculations and a loan assessment for you to ensure that the refinance will be beneficial for you.


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